Don’t for one instant think that a loan is to be paid back.
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The Filipino family unit is very close, much closer than western families and is reflected in their culture.
If you find yourself in this situation, you can try to manage and maybe even control it with a bit of authority.
So let’s be negative to start with and look at a couple of the cons of Retirement Philippines.
Infrastructure You must remember that the Philippines is a third world country and the infrastructure that you enjoy and probably take for granted back home, is nowhere near as efficient or dependable.
Now, when I talk about infrastructure I’m referring to transportation, public utilities like electricity and water, telephone, internet and mobile phone reception and access and not to mention the postal service.
While all is widely available in the Philippines it does not always function consistently and in a manner your use to.
The highways are not like the motorways back home and fitting two cars into a lane is well… In a lot of areas mobile or cell phone coverage is far greater and reliable than land lines.
Outside of the major cities high speed internet access is just not available.
Retirement Philippines can be exceptionally hot and humid but don’t forget that you can now afford to retire in the Philippines, by the beach with the cool sea air blowing into your face or you can afford air conditioning.
Now it is true that not everyone enjoys the hot humid weather, but do not despair there are beautiful places in the Philippines that are cool and Baguio City is a prime example.
It is not unusual to have regular brown-outs, if it is a problem get yourself a generator.