Parents need to know that Houseparty - Group Video Chat is a video-focused social media app.
Friends (and friends of friends) can communicate with each other via live video and texts.
Credit card interest rates can range from as low as nought per cent for introductory offers, to as high as 30 per cent or more.
Store cards tend to have the highest interest rates.
These firms can also charge high fees, and their involvement may affect your credit rating.
Before taking out a debt consolidation loan, get free advice.
First off, this dating website is exactly as advertised, totally 100% free to use, with loads of free features and high quality, easy to use design.
Everything is FREE: Emails, Flowers, Forums, Blogs, Polls, e Cards, Quizzes, Rate Photos, Videos, Articles, Groups, Poetry, Games and more.. From your CS site page you can post photos, polls, your favorite videos, blog, or create ecards. And you will have your own admin page to manage it.
If you don't pay off the full amount owing each month, you need to know exactly what interest rate you're paying.
If the information provided is too confusing to sort out, call your card company and ask someone to explain it to you. If you have a balance of £1,000 and your interest rate is 22 per cent, it would take you 12 years to pay off your debt if you made only the minimum payments.
Because there's no screening and the video is live, there's always the possibility of inappropriate content for children, but that will largely depend on the friends who are communicating.
Parents should note that users can send links to their profiles on the app via a text message to whomever they want, and it's possible to take a screenshot -- even of private groups -- and share it.
Call your credit card company and tell them you want to cancel your card as a competitor has offered you a lower interest rate.